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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181142)

Always helpful and secure thanksk

5
Always helpful and secure thanksk Reviewed on: 18th April 2026

PayPal is the GOAT

5
Been with PayPal since they first appeared and never had any issues. Reviewed on: 18th April 2026

I appreciate the accessibility it provides for vario...

5
I appreciate the accessibility it provides for various financial activities. Overall, it's a valuable tool for digital commerce. Reviewed on: 18th April 2026

Reliable, financial back up when immodiate credit is...

5
Reliable, financial back up when immodiate credit is needed. Reviewed on: 18th April 2026

Paypal has made banking simple Enjoying the service...

5
Paypal has made banking simple Enjoying the service tops Reviewed on: 18th April 2026

Efficient service.

4
Efficient service. Good app interface Reviewed on: 18th April 2026

BigDel1975

5
PayPal is very reliable and a very good funding source for topping up your designer wardrobe Reviewed on: 18th April 2026

Great service easy to use.

5
Great service easy to use. Pay in 3 is great as is PayPal credit. Reviewed on: 18th April 2026

Love PayPal the best out there in my opinion

5
Love PayPal the best out there in my opinion Reviewed on: 18th April 2026

Money Moves, Minus the Drama

5
PayPal makes sending money feel less like a chore and more like magic. Fast, fuss-free, and no awkward “did it go through?” moments. Whether you’re splitting bills, paying online, or sending a last-minute lifesaver, it just works. Safe, simple, and always there when you need it — if only everything in life ran this smoothly Reviewed on: 18th April 2026

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