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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

Great service, very easy to use and very convenient.

Great service, very easy to use and very convenient. Reviewed on: 18th April 2026

Always use for transfers to family, excellent prompt...

Always use for transfers to family, excellent prompt and efficient service Reviewed on: 18th April 2026

Best customer service

Great customer service,always there to fix my problems Reviewed on: 18th April 2026

Always used PayPal for ebay and stuff like that befo...

Always used PayPal for ebay and stuff like that before using PayPal credit for buying electrical items, great apr easy to make payments. I have had PayPal credit for years now and never had a problem using them. Reviewed on: 18th April 2026

Easy and convenient to use, only concern I've ever h...

Easy and convenient to use, only concern I've ever had is during the Refund process if your purchase has issues. Reviewed on: 18th April 2026

Very simple and easy to use ,plus it helps me get th...

Very simple and easy to use ,plus it helps me get the things I need before I get paid Reviewed on: 18th April 2026

Very flexible buying/paying options.

Very flexible buying/paying options. User friendly app. User friendly app. Any payment issues I have had when purchasing have been resolved efficiently. Reviewed on: 18th April 2026

Been customer fir many years abd found PayPal secure...

Been customer fir many years abd found PayPal secure way of paying I. Certain sites Any queries and they gave airways been dealt with satisfactory Reviewed on: 18th April 2026

Amazing experience

Amazing experience in the time I have used Paypal; And i will continue using it for more years to come Reviewed on: 18th April 2026

I love using the no interest for a few months on big...

I love using the no interest for a few months on bigger purchases like concert tickets and electronic stuff. It’s super useful Reviewed on: 18th April 2026

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