Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

View other PayPal products

4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181142)

Always a good experience, used it for years

Always a good experience, used it for years Reviewed on: 18th April 2026

Fantastic great service would highly recommend

Fantastic great service would highly recommend Reviewed on: 18th April 2026

Excellent way to pay

I have never had an issue with PayPal, alwaygiven good service Reviewed on: 18th April 2026

Very good service and helpful when you need to call...

Very good service and helpful when you need to call customer service. Reviewed on: 18th April 2026

Paypal my best pal

Excellent and such a great app happy customer Reviewed on: 18th April 2026

Always helpful.

Always helpful. Do their best to resolve any problem. Understanding and friendly but professional staff. Money help- the best- PayPal credit and pay in 3 . Reviewed on: 18th April 2026

safe and reliable

Always found paypal to be a safe and secure payment method, and easy to use Reviewed on: 18th April 2026

Excellent service, no one issue to report

Excellent service, no one issue to report Reviewed on: 18th April 2026

PayPal credit is good but could be accepted in more...

PayPal credit is good but could be accepted in more places like Amazon and it is sometimes difficult to find account number and see statement because it’s not sent to you. Even electronically Reviewed on: 18th April 2026

Very safe way to pay always use PayPal if I can.

Very safe way to pay always use PayPal if I can. Excellent service Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub