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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I am happy with Paypal service.

I am happy with Paypal service. Customer Service works well. Fast and clear answers. Reviewed on: 18th April 2026

Easy and flexible credit card, it’s a Mastercard so...

Easy and flexible credit card, it’s a Mastercard so I can use it in a lot more places compared to my AMEX! Reviewed on: 18th April 2026

I always have an excellent experience with PAYPAL an...

I always have an excellent experience with PAYPAL and the help centre in getting my money back. The resolution centre is excellent. Reviewed on: 18th April 2026

I started using PayPal credit few months ago and it...

I started using PayPal credit few months ago and it is my favourite payment method Reviewed on: 18th April 2026

It's easy and the most safest way to pay especially...

It's easy and the most safest way to pay especially when buying from other countries Reviewed on: 18th April 2026

very good and safe and protect mony

very good and safe and protect mony Reviewed on: 18th April 2026

your credit your way.

You can take it easy and increase or decrease your credit limit with low monthly payments it's cool. Reviewed on: 18th April 2026

Just do PayPal.

I have had Great Service and every confidence in my security with all my transactions conducted through PayPay wether it is an instant payment or with PayPal financed credit for many years . Reviewed on: 18th April 2026

So easy to use and helps with budgeting.

So easy to use and helps with budgeting. Interest free offer is fantastic. Will definitely use again. Reviewed on: 18th April 2026

Largely straightforward

Largely straightforward- though I do find the App confusing to read transactions linearly. The app also has a a lot of repeating ads for its other products and it’s not always clear which product you are utilising Reviewed on: 18th April 2026

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