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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Good and safe easy to use and statements clear

5
Good and safe easy to use and statements clear Reviewed on: 18th April 2026

Great service

5
Great service can't fault it, used it a few times now Reviewed on: 18th April 2026

PayPal felt like a friend and family

5
PayPal and PayPal credit has been a life saver while I navigated the brutal loss of my child. My family could send me money to keep me going without the fees of international bank transfers and pay pal credit has been so useful when I needed to by tickets to see my therapist . I’m am grateful for PayPal truly ! Thank you PayPal ! Reviewed on: 18th April 2026

Good service get all i want.

5
Good service get all i want. Recomedet to my friends Reviewed on: 18th April 2026

Great financial group always there to help when need...

5
Great financial group always there to help when needed straight forward and no fuss Reviewed on: 18th April 2026

The option to pay back 3/4months with no interest ma...

5
The option to pay back 3/4months with no interest makes PayPal stand out for me over any other lender. I just wish amount could be reviewed yearly based on how a customer pay back their loan but above all PayPal does it for me. Reviewed on: 18th April 2026

Excellent

5
Never have any issues a good solid and sound company Reviewed on: 18th April 2026

Simply brilliant

5
I’ve been using PayPal for decades and I find it so easy and secure and never no issues Reviewed on: 18th April 2026

I think best part is customer support and quick.

5
I think best part is customer support and quick. Reviewed on: 18th April 2026

Smart money for people

5
Good services nothing to say really but I appreciated the services it's goodness Reviewed on: 18th April 2026

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