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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

All good Paypal

5
Always great customer service- cannot complain about anything Reviewed on: 18th April 2026

Reliable and easy to use payment platform

5
PayPal is a reliable and convenient platform for sending and receiving money. Transactions are usually quick, and the interface is easy to use. It offers good buyer protection, which adds peace of mind when shopping online. However, fees can sometimes be a bit high, especially for international transfers. Overall, it’s a solid and widely trusted payment service. Reviewed on: 18th April 2026

Great offer, easily accessed.

5
Great offer, easily accessed. Happy to have access to another credit tool for online purchases with the safety network of PayPal. Handy to purchase digital and physical products with a guarantee and since it's PayPal's money until you settle, you get good support Reviewed on: 18th April 2026

Great peace of mind

5
When issues have occurred in the past PayPal have made good decisive decisions and helped with issues accordingly.A very secure and also convenient way to pay with great peace of mind Reviewed on: 18th April 2026

They are marvellous and the interest agrees with my...

5
They are marvellous and the interest agrees with my financial goals Reviewed on: 18th April 2026

It help me a lot since I m using PayPal...

5
It help me a lot since I m using PayPal Reviewed on: 18th April 2026

Used for ages and very good.

5
Used for ages and very good. Wish it was available with all sellers. Reviewed on: 18th April 2026

Very good service.

5
Very good service. Good customer service Reviewed on: 18th April 2026

Very helpful in times of need.

5
Very helpful in times of need. Always available Reviewed on: 18th April 2026

PayPal credit is very helpul for instalment payment

5
PayPal credit is very helpul for instalment payment Reviewed on: 18th April 2026

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