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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

It’s great for online shopping.

It’s great for online shopping. I would appreciate being notified of when I need to make a minimum payment as I need to periodically check the app just in case. I was once penalised (£12) because I forgot I was carrying a balance and didnt check the app. Reviewed on: 18th April 2026

Very easy to use.

Very easy to use. , easy to check your balances etc Reviewed on: 18th April 2026

Great for online shopping

Make buying online so much better. The interest free option is great. Reviewed on: 18th April 2026

I find PayPal very helpful.

I find PayPal very helpful. Easy to use and never had any issues. Reviewed on: 18th April 2026

Very automated.

Very automated. Easier access to live chat collegues Reviewed on: 18th April 2026

A life saver when scammers try to do you over.

Perfect for transactions at a private level. Wouldn't sell without it. Reviewed on: 18th April 2026

cannot praise them enough, always there when you nee...

cannot praise them enough, always there when you need them Reviewed on: 18th April 2026

Super smooth experience easy transactions

Super smooth experience easy transactions Reviewed on: 18th April 2026

Great service great company.

Great service great company. Used for years always great service and makes buying smooth. Reviewed on: 18th April 2026

Assistance with misleading subscription payments

When I had an issue with money being taken from me for a subscription I hadn’t agreed to, PayPal helped to stop more money being taken. Reviewed on: 18th April 2026

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