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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

I love PayPal!

5
I love PayPal! I have a great credit and the interest is so small too Reviewed on: 18th April 2026

Best payment processor online

5
Love using paypal, I’ve had my account since 2009 and the products it has are incredible useful for day to day finances. Reviewed on: 18th April 2026

Decent services with varied offers applicable for da...

5
Decent services with varied offers applicable for daily purchases Reviewed on: 18th April 2026

I like the 4months interest free credit element

5
I like the 4months interest free credit element Reviewed on: 18th April 2026

Amazing super

5
Amazing super nice always us usual Reviewed on: 18th April 2026

Simple and easy to use.

5
Simple and easy to use. Been using paypal credit for a very long time. The app is very intuitive and the transactions are transparent. Reviewed on: 18th April 2026

Never had a problem with PayPal.

5
Never had a problem with PayPal. Customer service was great when I had bought something from a dodgy website. Got my money back quickly Reviewed on: 18th April 2026

Great service and app easy to use.

5
Really good app, which is easy to navigate and manage your money. Very simple to make payments. Added facility to track progress of purchases. Would highly recommend. Reviewed on: 18th April 2026

Staff so friendly and helpful nothing is a problem f...

5
Staff so friendly and helpful nothing is a problem for them Reviewed on: 18th April 2026

It’s really easy to use and helps spend my bigger pu...

5
It’s really easy to use and helps spend my bigger purchases over 4 months interest free Reviewed on: 18th April 2026

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