Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Quality product and easy to use and most retailers l...

5
Quality product and easy to use and most retailers let you use PayPal which is great. Reviewed on: 18th April 2026

It's all been good really and helpful

4
It's all been good really and helpful Reviewed on: 18th April 2026

, excellent customer service

5
No problems at all, excellent customer service Reviewed on: 18th April 2026

Couldn’t live without it

5
Well, I’ve never managed to really get hold of Customer Service very easily but otherwise the feature features and products Paypal offers a 2nd to none Reviewed on: 18th April 2026

Love it!

5
Love it! Hassle free banking! 5 star! Reviewed on: 18th April 2026

Easy, clear and friendly!

5
Very easy to use the PayPal debit card / balance top up functions and simple to build points on PayPal+. PayPal Credit is also easy and clear to use. The app is very well designed and nothing is hidden away. User friendly! Reviewed on: 18th April 2026

Great customer always happy to go above and beyond

5
Great customer always happy to go above and beyond Reviewed on: 18th April 2026

Easy to use

5
Very good easy to buy withgood service Reviewed on: 18th April 2026

PayPal is its security and buyer protection

5
One thing I really like about PayPal is how easy and fast it makes sending money. You don’t have to worry about sharing your card details every time you pay online, which makes it feel much safer. It’s also very convenient for splitting bills with friends or paying for things internationally. Overall, it’s a simple and reliable service that makes online payments much more comfortable. Reviewed on: 18th April 2026

PayPal are always easy and straightforward to use wi...

5
PayPal are always easy and straightforward to use without having any issues. You also get interest free credit with plenty of time to pay it off. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101300 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products