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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

PayPal and Menever had a bad experience using PayPal.

5
I've never had a bad experience using PayPal. Very easy to use. I've been a PayPal member for many years. It's safe and reliable. Reviewed on: 18th April 2026

Everything is great.

5
Everything is great. Nothing to complain about Reviewed on: 18th April 2026

Perfect experience

4
Big help when doing online shopping Reviewed on: 18th April 2026

Fantastic service, highly recommended

5
Fantastic service, highly recommended Reviewed on: 18th April 2026

perfect transactions

5
Never had a problem always delivered Reviewed on: 18th April 2026

I always find it so, so easy ....

5
I always find it very easy to find the things I'm after no matter how obscure. The interface is cleverly designed so that I can navigate the site without fuss or delay Reviewed on: 18th April 2026

Every time used paypal it has been fast and great sp...

5
Every time used paypal it has been fast and great speedy servic Reviewed on: 18th April 2026

Convenient and flexible

5
I use this every month convenient and flexible ideal if you think you may run a little short Reviewed on: 18th April 2026

Easy to use & understand.

5
Easy to use & understand. Using either pay in three or credit over four months helps with those bigger purchases. Reviewed on: 18th April 2026

Easy to set up and manage.

5
Easy to set up and manage. Good for family finance management, excellent purchase security Reviewed on: 18th April 2026

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