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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Easy to use and can be used in paying purchases.

5
Easy to use and can be used in paying purchases. Reviewed on: 18th April 2026

CHUDDERS

4
Paypal works well for me,not had any problems. Reviewed on: 18th April 2026

PayPal customer excellence

5
I have been using PayPal to purchase online it has good interest rates. Reviewed on: 18th April 2026

I am very happy us I am ussing PayPal

5
I am very happy us I am ussing PayPal Reviewed on: 18th April 2026

Great service, and flexible and secure.

5
Great service, and flexible and secure. Reviewed on: 18th April 2026

PayPal credit Is good but you can forget about it so...

4
PayPal credit Is good but you can forget about it sometimes and its slightly annoying to setup auto pay Reviewed on: 18th April 2026

Absolutely brilliant service.

5
Absolutely brilliant service. So reliable such ease of use. Reviewed on: 18th April 2026

Fantastic service

5
I find PayPal Cedit to be easy to access, helpful and manageable when trying to afford costs. Helps spread it over the length of time that can be managed. Reviewed on: 18th April 2026

Every time I used PayPal, everything was outstanding.

5
Every time I used PayPal, everything was outstanding., the best team , the best experience Reviewed on: 18th April 2026

to get in touch with customer service could be...

4
to get in touch with customer service could be better Reviewed on: 18th April 2026

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