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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good and useful and safe, always love using paypal g...

Good and useful and safe, always love using paypal gives that extra security Reviewed on: 18th April 2026

Excellent service.

Excellent service. Pay helped a lot with my finances. Reviewed on: 18th April 2026

Guaranteed service, get your money back if service i...

Guaranteed service, get your money back if service is not provided Reviewed on: 18th April 2026

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 18th April 2026

PayPal for the win

Very helpful sorting any queries Reviewed on: 18th April 2026

PayPal is always at hand if they are needed.

PayPal is always at hand if they are needed. O have had good customer service. Reviewed on: 18th April 2026

Greet experience easy to use, krpt uptodate in progress

Greet experience easy to use, krpt uptodate in progress Reviewed on: 18th April 2026

Easy to use and understand.

Easy to use and understand. Easy to make payment and keep track of spending Reviewed on: 18th April 2026

Great Service

Easy to manage and use. Direct debit set up and changes are seamless and work really well. The 0% on high purchases are a good tool and make it more favourable to use than other providers as this is not for when you just take the product this continues throughout unlike others. When products do not arrive or are damaged the process of reclaiming is very helpful. Reviewed on: 18th April 2026

Ive had a very negative experience with paypal but i...

Ive had a very negative experience with paypal but it is often the only choice to use other than bank account Reviewed on: 18th April 2026

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