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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Spreading payment for purchases without interest is...

Spreading payment for purchases without interest is marvelous. There is also credit for further purchases. Reviewed on: 18th April 2026

Easy to use!

Easy to use! I love using PayPal to pay. The mobile App it is very handy. I va check my balance and make payments wherever I am. Reviewed on: 18th April 2026

I like using PayPal and the credit options have been...

I like using PayPal and the credit options have been really good. I think sometimes customer service is a bit slow and I also don't like paying something but PayPal and then it not coming out of my bank account for a few days. I wish I was instant Reviewed on: 18th April 2026

No easy communication, poor explanation of paypal pr...

No easy communication, poor explanation of paypal processes Reviewed on: 18th April 2026

Very good

Very good service and helpful for the pay pal using people. Excellent Reviewed on: 18th April 2026

Really easy app to navigate

Really easy app to navigate, gives you a variety of payment options, and you get points for purchases! Reviewed on: 18th April 2026

Never a problem and so easy to use.

Never a problem and so easy to use. Reviewed on: 18th April 2026

Couldn't ask for More from PayPal,.

Couldn't ask for More from PayPal,......I pay most of my items through PayPal,,I have also built up a great credit....superb,,, Reviewed on: 18th April 2026

I absolutely love PayPal credit, it's convenient, ea...

I absolutely love PayPal credit, it's convenient, easy and fast. No need to worry and you can pay in installments or get more months to pay it back. Reviewed on: 18th April 2026

Good service, reliable, hassle free for shopping onl...

Good service, reliable, hassle free for shopping online. Reviewed on: 18th April 2026

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