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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Feel at ease when paying by PayPal everything is sec...

5
Feel at ease when paying by PayPal everything is secure and the PayPal guarantee and resolution is all easy to use. Highly recommend Reviewed on: 18th April 2026

Super easy to use and can see all of the helpful inf...

5
Super easy to use and can see all of the helpful information about my balance ect in one place. Reviewed on: 18th April 2026

Always use my PayPal credit easy to use and easy to...

5
Always use my PayPal credit easy to use and easy to pay off Reviewed on: 18th April 2026

Paying with PayPal is the safest way to pay online .

5
Paying with PayPal is not only convenient but also a safe way of paying online whether paying via credit or debit it is so easy to get an account set up . Reviewed on: 18th April 2026

No flaws in 10 or so years.

5
No flaws in 10 or so years. Good customer service and quick withdrawals and deposits. Reviewed on: 18th April 2026

Always there when I need it ..

5
Always there when I need it PayPal the pal in your pocket Reviewed on: 18th April 2026

Brilliant service.

5
Brilliant service and prompt payments. Reviewed on: 18th April 2026

PayPal credit makes my life easy.

5
My experience with PayPal credit is great. The best option compared to others is 4 months. That is great for me to manage my earnings and expenses. It really makes my life easy. Reviewed on: 18th April 2026

Very easy to use excellent service if any disputes a...

5
Very easy to use excellent service if any disputes arise with companies offers are excellent Reviewed on: 18th April 2026

great experience with paypal and t...

5
Always received a great experience with paypal and the buyer protection is far superior than most other platforms. Reviewed on: 18th April 2026

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