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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

No issues apart from customer support needs to be 24...

No issues apart from customer support needs to be 24 hours in case of fraud emergency. Reviewed on: 18th April 2026

service paypal

Brilliant service.would recommend Reviewed on: 18th April 2026

Payment is easy and feels more secure.

Payment is easy and feels more secure. Any issues with sellers are dealt with quickly and I have received refunds from PayPal in the past. Reviewed on: 18th April 2026

Always swift and easy to use

Always swift and easy to use, accepted with a majority of retailers, which means I don’t have to go searching for me card and details. Reviewed on: 18th April 2026

Can be confusing as it’ll say 3 months interest free...

Can be confusing as it’ll say 3 months interest free but then it starts asking for payments before then and states overdue if you don’t make a payment before the three month period. Reviewed on: 18th April 2026

PayPal Credit is convenient and flexible

PayPal Credit is a convenient and flexible way to spread the cost of purchases, especially with 0% interest for 4 months on eligible spending over £99. It is a useful option for planned buying when managed properly, with the added benefit of broad acceptance and PayPal’s familiar purchase protection features. Reviewed on: 18th April 2026

PayPal yo

It was fine does what it does nothing else to say Reviewed on: 18th April 2026

PayPal is a great way to pay bills and it’s...

PayPal is a great way to pay bills and it’s secure Reviewed on: 18th April 2026

Great to use and pay via PayPal.

Great to use and pay via PayPal.... Reviewed on: 18th April 2026

I’ve had a good experience using PayPal Credit.

I’ve had a good experience using PayPal Credit. It’s been really useful for spreading the cost of larger purchases, and the application process was quick and straightforward. Payments are easy to manage through the app, and everything is clearly laid out. As long as you stay on top of repayments, it works exactly as expected. Reviewed on: 18th April 2026

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