Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

PayPal is quality

PayPal is great to use I’d rather use PayPal to buy things as I feel it’s a safe way to do so and piece of mind Reviewed on: 18th April 2026

Easy and great for thoses little buy

Buying things when you need them and easy to keep track what need to be paid and great for exspencvied items makes paying monthly is a little better .Pay pal has been a great little go to when you need a little help Reviewed on: 18th April 2026

It’s very easy to use and understand, anyone could u...

It’s very easy to use and understand, anyone could use it on their need with very easy instructions. Reviewed on: 18th April 2026

easy to use and always avalible

easy rto use and always avalible Reviewed on: 18th April 2026

Nice and good.

Nice and good. The 4 months 0% interest fee is a good one but can we make it longer? Reviewed on: 18th April 2026

All the issues resolved in a day

All the issues resolved in a day Reviewed on: 18th April 2026

Very good service - highly recommended would definit...

Very good service - highly recommended would definitely encourage people to use PayPal great stuff love it Reviewed on: 18th April 2026

Easy for trNsaction

Easy and best for transaction and use most over all retail stores as well as online shopping. Reviewed on: 18th April 2026

Absolutely no problems with this service

Absolutely no problems with this service Reviewed on: 18th April 2026

Pay Pal app User friendly and great to work with

User friendly and great to work with Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101300 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub