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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Superb customer service with extra protection should...

Superb customer service with extra protection should something go wrong Reviewed on: 18th April 2026

Very good and reliable service also very forgiving w...

Very good and reliable service also very forgiving with missed payments. Reviewed on: 18th April 2026

Fab service, extremely convenient & easy to navigate

Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Always their to help when going to buy things.

Always their to help when going to buy things. Reviewed on: 18th April 2026

Easy to apply for and use

Very easy to use. Good about remembering nders for payments. Reviewed on: 18th April 2026

PayPal credit has really helped me out financially t...

PayPal credit has really helped me out financially to be able to still make purchases and pay over a certain time with no added interest. Reviewed on: 18th April 2026

Perfect shopping

Easy to use very good vallue and and and and Reviewed on: 18th April 2026

Good experience

Fast and easy to apply and use, good experience. Reviewed on: 18th April 2026

Great app and services, access to customer service c...

Great app and services, access to customer service could be improved. Reviewed on: 18th April 2026

Credit is easy to use and quick as you can add it to...

Credit is easy to use and quick as you can add it to your phone wallet. Do not charge you absurd fees & interest Reviewed on: 18th April 2026

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