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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Im with paypal from more that 5 years and never have...

Im with paypal from more that 5 years and never have any problem so I realy recomend paypal Reviewed on: 18th April 2026

Easy to use can access the app quickly

Easy to use can access the app quickly Reviewed on: 18th April 2026

I could strongly recommend Paypal

PayPal Pay in 3: PayPal Pay in 3 is a convenient and flexible way to spread the cost of purchases over time without interest. It’s easy to use, transparent, and helps manage budgeting without added financial pressure. PayPal 0% APR: PayPal’s 0% APR option is a great choice for larger purchases, allowing you to pay over a longer period with no interest. It provides financial flexibility while keeping costs predictable and manageable. Reviewed on: 18th April 2026

Easier than using a traditional credit card for on l...

Easier than using a traditional credit card for on line purchasers, without the hastle Reviewed on: 18th April 2026

Excellent

Been using PayPal for a number of years now and I've never had an issue with them. Reviewed on: 18th April 2026

PayPal 4 months interest free!

PayPal 4 months interest free is the way I buy all big purchases now! Reviewed on: 18th April 2026

PayPal never let's me down.

PayPal never let's me down. When I have issues with retailers (more than would think) PayPal are always there with support. Reviewed on: 18th April 2026

Like to use PayPal pay in 3 and also the flexibility...

Like to use PayPal pay in 3 and also the flexibility of PayPal credit. Never had a problem. Reviewed on: 18th April 2026

Quick, efficient and effective.

Quick, efficient and effective. Simple to use Reviewed on: 18th April 2026

Congratulations PayPal

Superb, customer service are fantastic, the process is quick and easy. I have received to family, friends and colleagues.Thank you all at PayPal. Nigel Clarke Reviewed on: 18th April 2026

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