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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Great having the pay in 3 for larger purchases.

5
Great having the pay in 3 for larger purchases. I always use PayPal where available when buying online. PayPal acts as a buffer between bank and retailer when using a debit card. So hopefully helps towards preventing sensitive data being harvested by 3rd parties. Reviewed on: 18th April 2026

Good service is provided by paypal

5
Good service is provided by paypal Reviewed on: 18th April 2026

Quick and easy to use, straightforward instructions

4
Quick and easy to use, straightforward instructions Reviewed on: 18th April 2026

It always works and as I never miss a payment it nev...

5
It always works and as I never miss a payment it never costs me a penny in interest Reviewed on: 18th April 2026

Great with some customer service lack of knowledge

5
Good however customer service guy did not really understand my issue Reviewed on: 18th April 2026

Always a great service.

5
Always a great service. Brilliant deals and very quick to help if something goes wrong and help is needed. I have used PayPal for years and will continue to use for years to come Reviewed on: 18th April 2026

Easy and secure online payments...

5
PayPal makes it easy to make secure online payments with confidence and has a suite of tools that make payments easier if you need to spread payments. I have also used it as an easy way to transfer money to friends when needed. Reviewed on: 18th April 2026

I have very good experience,easy to make payments

5
I have very good experience,easy to make payments Reviewed on: 18th April 2026

Always the best .

5
Always the best . Xx. Reviewed on: 18th April 2026

PayPal feedback

5
When ever ive had an issue it's always been resolved perfectly as a buyer or a seller. Reviewed on: 18th April 2026

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