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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to use!

I find it very easy to use. PayPal is a widely available option so I can use it in most places, it offers great rewards and security and the limit is a reasonable amount which doesn’t feel predatory. Reviewed on: 18th April 2026

Easy process, fast approval really easy to manage to...

Easy process, fast approval really easy to manage to pay back Reviewed on: 18th April 2026

Easy to use, app is very responsive

Easy to use, app is very responsive Reviewed on: 18th April 2026

Been great - no problems.

Been great - no problems. Quick and efficient. Brilliant Reviewed on: 18th April 2026

Always a pleasure

Always a pleasure, never a chore. Twenty years and never a problem that hasn't been solved in good time and good faith. A joy to deal with Reviewed on: 18th April 2026

Good company

Good payment service no problems everytime Reviewed on: 18th April 2026

Excellent customer service.

Excellent customer service. Easy to get money back when a company sells you something that is not as described. PayPal do all the work so you don't have to. Paying 3 is a wonderful service for me. It helps to break down large purchases to a more affordable amount. Feels like a company that actually cares about people. Reviewed on: 18th April 2026

Good to interact with

Good user interface, getting points when purchasing product and service online or in store Reviewed on: 18th April 2026

Seamless service

Seamless service very easy to use no matter what merchant platform you are using. Reviewed on: 18th April 2026

Easy to use & no worrying about scammers

Easy to use & no worrying about scammers Reviewed on: 18th April 2026

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