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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal credit with 0% interest...

PayPal credit with 0% interest works really well for us by letting us spread payments over 4 months. If you plan ahead with it, it’s an excellent option. Reviewed on: 18th April 2026

Never had a bad experience.

Never had a bad experience. If I ever had an issue it has always been resolved. Reviewed on: 18th April 2026

Excellent Very good service I recommended

Excellent Very good service I recommended Reviewed on: 18th April 2026

Paypal is easy to use and keep track of spending ins...

Paypal is easy to use and keep track of spending insites and payments.Easy to find what you are looking for.As topics are clearly defined..Plus paypal keep you upto date on payments eg pay in 3. Reviewed on: 18th April 2026

Protection

Allways handy and never fails to protect your money when paying for something never had a problem wouldnt use any other card for payment and peace of mind would highly recommend Reviewed on: 18th April 2026

I feel PayPal try to rip you off with slow processin...

I feel PayPal try to rip you off with slow processing time of payments. Sending money abroad was extremely frustrating with PayPal Reviewed on: 18th April 2026

Fairly high interest rates for purchases lowers over...

Fairly high interest rates for purchases lowers overall score. Quick and easy to set up a purchase loan . Reviewed on: 18th April 2026

Always had good service, when I had a false monthly...

Always had good service, when I had a false monthly subscription set up they were quick in resolving Reviewed on: 18th April 2026

Easy payments and transactions and easy access

Easy payments and transactions and easy access Reviewed on: 18th April 2026

It was very easy and felt very secure.

It was very easy and felt very secure. Reviewed on: 18th April 2026

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