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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal experience

Simple and generally clear guidance Reviewed on: 18th April 2026

Easy to use and lots of different flexible payment o...

Easy to use and lots of different flexible payment options Reviewed on: 18th April 2026

I totally trust paypal with all online payments.

I totally trust paypal with all online payments. Any problems you get your money back straight away. N messing about just don't. Reviewed on: 18th April 2026

I had a problem with a company that refused to give...

I had a problem with a company that refused to give me my money back after an item I purchased that went missing. I contacted PayPal and I was re-embossed a few days later. Excellent customer service Reviewed on: 18th April 2026

thumbs up

Never had a problem always been good for me tbh Reviewed on: 18th April 2026

I like the different features.

I like the different features. PayPal to pay in general as it is safe. Pay in 3 and credit at o% interest for 4 months. Reviewed on: 18th April 2026

Enough time to pay

Easy to use, has 4 months to day for ur purchase Reviewed on: 18th April 2026

Pay pal is the best thing i have used by far, they r...

Pay pal is the best thing i have used by far, they r very helpful and patient with you only wished i had used them sooner Reviewed on: 18th April 2026

I enjoyed it, sometimes it bugs.

I enjoyed it, sometimes it bugs. Reviewed on: 18th April 2026

Easy to use and make payments!

Easy to use and make payments! App is easy to navigate Reviewed on: 18th April 2026

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