Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

My experience with PayPal is was good.

My experience with PayPal is was good. Very helpful customer service.I had issue with my payment and I called on customer service to help me to solve the issue. The person on the call helped to to setup my account to update my amount so I have no problem with payments going out. Reviewed on: 18th April 2026

Great experience easy to use app

Great experience easy to use app Reviewed on: 18th April 2026

Simple and easy to use, fast check out

Simple and easy to use, fast check out Reviewed on: 18th April 2026

Great payment options.

Great payment options. Pay now, 4 months or in 3 payments. Reviewed on: 18th April 2026

Love to use it.

Love to use it. Easy and quick. It’s always handy when I spend more on clothes Reviewed on: 18th April 2026

Safe and secure payments never had an issue when usi...

Safe and secure payments never had an issue when using PayPal to buy things online Reviewed on: 18th April 2026

Easy to get money within a minute

Easy to get money within a minute Reviewed on: 18th April 2026

best finance app.

best finance app. its also safe to use Reviewed on: 18th April 2026

Very good service helped me when

Very good service helped me when Reviewed on: 18th April 2026

Very helpful when needed, excellent customer service...

Very helpful when needed, excellent customer service and rates. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub