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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

I have been with PayPal from last 10 years.

I have been with PayPal from last 10 years. Offers are very exciting. Specially pay in 3 and pay no interest for 4 months. Reviewed on: 18th April 2026

I have used PayPal for over 10 years, perfect

I have used PayPal for over 10 years with nothing but a positive experience. Customer service is great when you need help, lending rates are spot on and its a trusted way to send money online. Reviewed on: 18th April 2026

Very good, easy to access, can easily keep an eye on...

Very good, easy to access, can easily keep an eye on your balance and notifies to make payments Reviewed on: 18th April 2026

Safe and secure transactions.

Safe and secure transactions. Helpful Reviewed on: 18th April 2026

Reliable PayPal.

I have been with PayPal for over 20 years. Although it's not my main bank it's always been my main intrnet buying app. I have always thought they were reliable especially when we lived abroad in France for 8 years in 2009 and were able to use it for tranfering money. Reviewed on: 18th April 2026

Easy & useful

Always easy to use. Useful to be able to pay later. Reviewed on: 18th April 2026

PayPal is an effective way for me to pay online for...

PayPal is an effective way for me to pay online for goods and services because it’s quick, secure and easy to use. I don’t need to share my bank details with every seller, which gives me confidence when buying online. It also offers buyer protection, so I know I’m covered if something goes wrong. Reviewed on: 18th April 2026

Good experience and very helpful when we financially...

Good experience and very helpful when we financially down. I suggest for everyone use PayPal. Reviewed on: 18th April 2026

I have been with paypal more than a year, me experie...

I have been with paypal more than a year, me experience is superb. Reviewed on: 18th April 2026

App is very clear and easy to use.

App is very clear and easy to use. The payment options are clear and good communication when payments are due. A trusted brand and now well established. Reviewed on: 18th April 2026

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