Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Easy to use, effective and efficient

Easy to use, effective and efficient Reviewed on: 18th April 2026

Easy pay

Pay pal is a great way to pay for products easy and quick Reviewed on: 18th April 2026

Use it constantly.

Use it constantly..its peace of mind.Website so easy to navigate. Reviewed on: 18th April 2026

It's good

It's good and easyThe card can be used anywhere. But PayPal itself does not offer installment purchases. Reviewed on: 18th April 2026

Excellent service provider

My experience with PayPal Credit has been truly outstanding. I found the application process to be straightforward and efficient. I particularly appreciated the four-month zero interest offer for purchases over £99. The app is very user-friendly and easy to navigate. Additionally, I am highly impressed with their customer service, as well as the prompt and efficient response times. Reviewed on: 18th April 2026

Online issues/queries to are responded to promptly,...

Online issues/queries to are responded to promptly, the online chat is quite responsive. Reviewed on: 18th April 2026

Great service

Customer services in paypal is second to non . Always helpful and easy to contact Reviewed on: 18th April 2026

Always great to time payment and manage cash flow.

Always great to time payment and manage cash flow. Trusted, reliable and easy to use. Reviewed on: 18th April 2026

So easy and no waiting

PayPal makes things easier and a lot quicker no waiting or hanging around Reviewed on: 18th April 2026

Just easy to use.

Just easy to use. Accepted at a lot of online shops Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub