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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I find PayPal an EXCELLENT financial App.

I find PayPal a welcome and useful addition to my financial Apps.. THANK YOU Reviewed on: 18th April 2026

I’ve been using PayPal since I was a teen

I’ve been using PayPal since I was a teenager and never had a single problem. Whether it was selling bits and pieces on eBay or using their credit service to cover an unexpected vet bill. Peace of mind with speedy service, what’s not to love? Reviewed on: 18th April 2026

PayPal Credit is convenient & safe.

PayPal Credit is great to use for larger online purchases. Easy and convenient. Great customer service.. Reviewed on: 18th April 2026

Great service

They make it very easy to use the app, make payments and manage your money. It’s easy and convenient Reviewed on: 18th April 2026

PayPal credit

I use PayPal credit Regularly, especially the pay in 3, I find it very useful for those products I want but don't want to spend say £100 in 1 go Reviewed on: 18th April 2026

Very good Online platform for transition

Very good Online platform for transition Reviewed on: 18th April 2026

I love 4 months free interest giving by PayPal

I love 4 months free interest giving by PayPal Reviewed on: 18th April 2026

Responsible and easy to manage

Flexible credit with a responsible limit. Easy to keep up to date with account through their fantastic app and regular messaging. Reviewed on: 18th April 2026

Been using paypal for years and never had any issues...

Been using paypal for years and never had any issues Reviewed on: 18th April 2026

Great Monetary Systems

Used a good few of the systems in place and never really had a problem, the fraud team are great at picking up issues too. Reviewed on: 18th April 2026

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