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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Excellent customer service when sorting out problems.

Excellent customer service when sorting out problems. Reviewed on: 18th April 2026

PayPal credit have help me a lot in any difficult si...

PayPal credit have help me a lot in any difficult situation, and moreso, l don't think about anything if l need to buy stuff for myself or any member of mu family. I will always give PayPal 10 over 10 all the time Reviewed on: 18th April 2026

I’ve often bought things on the three months free cr...

I’ve often bought things on the three months free credit and it’s always been a good help for me with not having to pay all at once Reviewed on: 18th April 2026

Good company

Just great and so secure, any problems are dealt with quickly! So would highly recommend PayPal I use it for most of my checkouts as it's added protection, if anything was to go wrong! And the sellers have to deal with anyone issues! I've had to use "I'll get PayPal involved many a time, and low and behold it's been dealt with.... Reviewed on: 18th April 2026

Amazing experience, I always use it for my purchases.

Amazing experience, I always use it for my purchases. Reviewed on: 18th April 2026

Very easy to use and very reliable always use it bef...

Very easy to use and very reliable always use it before any other services Reviewed on: 18th April 2026

Very easy to use, amazing customer service

Very easy to use, amazing customer service Reviewed on: 18th April 2026

I’ve had a good experience with PayPal Credit.

I’ve had a good experience with PayPal Credit. It’s easy to use, especially at checkout, and the option to spread payments makes bigger purchases more manageable. Everything is clear and straightforward, and managing payments through the app is simple. Reviewed on: 18th April 2026

Great , easy to use service a method of payment that...

Great , easy to use service a method of payment that makes shopping affordable and flexible. Reviewed on: 18th April 2026

Great overall much easier to deal with than banks an...

Great overall much easier to deal with than banks and credit card companies. Pay in 3 and pay over 4 months with no fees are a game changer for me. Reviewed on: 18th April 2026

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