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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Positive experience using PayPal.

5
I have a very positive experience using PayPal. The platform is easy to use, secure, and makes sending and receiving payments quick and hassle-free. Transactions are processed smoothly, and I appreciate the extra layer of buyer protection and security. Customer support was also helpful and responsive when I needed assistance. Overall, a reliable and convenient service that I would happily recommend to others. Reviewed on: 18th April 2026

. Excellent PayPal

5
Easy to use ...great customer service Reviewed on: 18th April 2026

Easy and accessible

5
Easy to set up and easy to manage the account through the app. Reminders about payments are handy too Reviewed on: 18th April 2026

Always trust paypal transactions and never had any i...

5
Always trust paypal transactions and never had any issues or cause to complain Reviewed on: 18th April 2026

Easy to navigate and communicate woth customer servi...

5
Easy to navigate and communicate woth customer service if you have issues. Easy to use to pay for things. Reviewed on: 18th April 2026

Paypal credit

5
Paypal credit is great 0% interest works well. What could be better is when I make a payment from my account to PayPal it takes to long to come out from my bank Reviewed on: 18th April 2026

Excellent and Reliable Payment Experience

5
I’ve found PayPal to be a very reliable and convenient platform for managing payments. The interface is user-friendly, making it easy to send and receive money, track transactions, and manage my account without any hassle. I especially appreciate how smooth and fast the payment process is, both for personal and business use. Reviewed on: 18th April 2026

Easy to use refunds straightcant fault it away

5
Easy to use refunds straight away Reviewed on: 18th April 2026

Fast and simple to use.

5
Fast and simple to use. I’ve used this method of payment several times, and its hassle free! Reviewed on: 18th April 2026

Most convenient there when needed

5
Most convenient there when needed Reviewed on: 18th April 2026

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