Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,207 reviews, last reviewed 13th May 2026
2554300% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I feel very good for you’re way of thinking customer thank you Reviewed on: 13th May 2026
amarender r's avatar
amarender r

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106207)

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022
TECH TAKEAWAY's avatar
TECH TAKEAWAY

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022
Val Block's avatar
Val Block

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022
J Read's avatar
J Read

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022
ben ghorbel chedli's avatar
ben ghorbel chedli

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022
Doreen Formby's avatar
Doreen Formby

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022
Murat's avatar
Murat

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022
Tanya Griffiths-ford's avatar
Tanya Griffiths-ford

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022
Chidozie 's avatar
Chidozie

No hidden numbers

5
Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022
mattday2@hotmail.com's avatar
[email protected]

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022
Kevin's avatar
Kevin

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill