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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal is very useful.

PayPal is very useful. Especially with their Pay in 3 facility to spread the cost of larger orders. Reviewed on: 18th April 2026

Best credit card

PayPal credit has helped me in many different ways that I can borrow a large amount and repay them back in monthly basic Reviewed on: 18th April 2026

Great service

I’ve been using PayPal credit for years, never had any issues when using the app. I highly recommend it to everyone! Reviewed on: 18th April 2026

Very satisfied with the service t

Very satisfied I had a very positive experience using PayPal. The platform is easy to use, secure, and makes both sending and receiving payments quick and hassle-free. I especially appreciate the buyer protection, which gives extra confidence when making purchases. Transactions are processed smoothly, and the interface is clear and user-friendly. Overall, a reliable and convenient service that I would definitely recommend. Reviewed on: 18th April 2026

Good and easy, from house essentials to treats

Good and easy, from house essentials to treats Reviewed on: 18th April 2026

Easy to use any disputes resolved quickly

Easy to use any disputes resolved quickly also feel at ease by transactions being given insurance in a way if anything goes wrong I.e. bogus sellers or transactions all sorted without too much effort on my side which would put some buyers off with the stress of it all. Reviewed on: 18th April 2026

PayPal has great payment options

PayPal is good for payment options because you can either get PayPal credit or pay monthly etc. Options are great and easy to manage through the PayPal app. Reviewed on: 18th April 2026

Simple to use, great for higher value purchases

I've been using PayPal credit for a few years now. They've provided me with a very generous limit (I've probably not used even close to 20% of it so far) and repayment is done via direct debit. Normal repayment can be expensive and so I avoid it for small purchases, however, for purchases of above £100 it's my go-to service as there is 0% interest for 4 months, which is always more than enough to repay! Reviewed on: 18th April 2026

Easy to use app great customer service provised

Easy to use app great customer service provised Reviewed on: 18th April 2026

Joined less than 2 months ago, and the spread in 3...

Joined less than 2 months ago, and the spread in 3 months interest free is the cherry on top and they fully trustworthy for your money! Fabulous service and the support is always there! Only improvement would be higher credit limit. Reviewed on: 18th April 2026

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