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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Protects people's money

It always looks after people's money Reviewed on: 18th April 2026

Secure, reliable and trustworthy

PayPal always provided me with a 5 stars customer service and I can't complain. Reviewed on: 18th April 2026

Mihai PayPal

Very easy to access and quick for a decision. Reviewed on: 18th April 2026

PayPal is quick and easy to use, easy to understand...

PayPal is quick and easy to use, easy to understand your current plans and very easy to get access to cash that you need Reviewed on: 18th April 2026

No problems to date using PayPal.

No problems to date using PayPal. I have only used customer services a couple of times but each time they have performed well. PayPal is easy, convenient and accessible and it would be great to see it as a payment option for more businesses worldwide Reviewed on: 18th April 2026

Easy and reliable to use

I’ve been using PayPal for almost 10 years and haven’t had any problems. Payments are quick, the app is easy to use, and it’s very convenient for both sending and receiving money. It’s also widely accepted, which makes online shopping straightforward. Overall, a reliable service that I’m happy to keep using. Reviewed on: 18th April 2026

Very good experience

Very good experience with PayPal along the years plus PayPal credit it's a very good financial tool for paying over 4 months with interest fee credit. Reviewed on: 18th April 2026

All very easy to use.

All very easy to use. Had no need at all to speak to customer services. Reviewed on: 18th April 2026

I find PayPal the safest way to pay.

I find PayPal the safest way to pay. I like the 4 month interest free on purchases Reviewed on: 18th April 2026

Perfect experience with pay pal.

Perfect experience with pay pal. I never had any problems with them and they have been great Reviewed on: 18th April 2026

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