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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy transaction.

Easy transaction.. excellent value for money Reviewed on: 18th April 2026

Everything is straight forward with no hassle at all.

Everything is straight forward with no hassle at all. I like the different options for paying ie PayPal credit and pay in 3 Reviewed on: 18th April 2026

Smooth, seamless and fast is what you want and what...

Smooth, seamless and fast is what you want and what PayPal credit offers. Reviewed on: 18th April 2026

No enough money? PayPal credit it!

There was a time I had to travel home to visit my mum and as I didn't had enough money to travel, PayPal credit made it possible giving me enough time to pay back. Reviewed on: 18th April 2026

PayPal is very convenient to use.

PayPal is very convenient to use. Their Payin3 is accessible and accepted in all retailers that I use. Their customer service is easy to get hold of and are very efficient t at handling queries. Reviewed on: 18th April 2026

Life changer

Paypal Credit has been such a life changer. It makes purchases convenient, offers 0% on larger purchases and for longer when I buy a new mobile. Much better than a High Street bank. My favourite way to pay. Reviewed on: 18th April 2026

Always been a easy and happy process with PayPal

Always been a easy and happy process with PayPal Reviewed on: 18th April 2026

PayPal is a secure hub for monetary transactions glo...

PayPal is a secure hub for monetary transactions globally. Reviewed on: 18th April 2026

Easy and convenient

It’s easy and convenient way to purchase goods Reviewed on: 18th April 2026

A very easy payment method allowing me to spread the...

A very easy payment method allowing me to spread the cost over multiple months Reviewed on: 18th April 2026

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