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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Good and was so helpful for quick payments of items...

4
Good and was so helpful for quick payments of items Reviewed on: 18th April 2026

Always easy to use and quick payments for online pay...

4
Always easy to use and quick payments for online payments. The only downside is payments take a little bit of time when you pay your monthly payment to appear on your bank and actually take money from your account which is a bit annoying but still highly recommended and reliable. Reviewed on: 18th April 2026

PayPal is very easy to manage and purchase with in p...

5
PayPal is very easy to manage and purchase with in person and online Reviewed on: 18th April 2026

A convenient alternative way to pay

5
A convenient alternative way to pay Reviewed on: 18th April 2026

Great option and easy to use very reliable tools

5
Great option and easy to use very reliable tools Reviewed on: 18th April 2026

Very secure and good payment methods

5
Very secure and good payment methods Reviewed on: 18th April 2026

A great way to split your purchase value overtime, a...

5
A great way to split your purchase value overtime, app is relatively easy to use, but the older style was better than now. Reviewed on: 18th April 2026

Good offers

5
Good offers..Easy …convenient…simply to use Reviewed on: 18th April 2026

Overall 5stars for great service

5
Great service, never had any issues with money transfer, easy to use application that feels secure. Money transfer is fast, navigation through is easy and intuitive. Reviewed on: 18th April 2026

Great product

5
The rewards for everyday spending is very appealing and makes it worth while using their card and checkout Reviewed on: 18th April 2026

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