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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106289 reviews)

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4.90

Based on 106,289 reviews, last reviewed 13th May 2026

2557850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The dollar to gbp is higher exchange The dollar to gbp is higher exchange Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106289)

Brilliant way to easily spread the cost

Always easy to use for quick credit Reviewed on: 14th June 2022

a great product to help build a credit rating

got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022

Great offer to use again and again

Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022

Paypal credit

I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022

Always at your fingertips!

I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022

The Best Online Credit Company

PayPal credit provides an easy to use route through online shopping. Saves entering in pesky card details and always has a range of offers across a huge variety of major websites. By far setting the standard for other companies out there. Reviewed on: 14th June 2022

Paypal continues to make financial decision easier and less stressful.

Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022

Reliable and happy

Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022

Fast service

0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022

instant...

near instant response to payments etc Reviewed on: 14th June 2022

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