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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106334 reviews)

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4.90

Based on 106,334 reviews, last reviewed 13th May 2026

2560050% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

...highly recommended They meet my needs everytime from Money to customer service experience Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106334)

Reliable

Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022

Brilliant

Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

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