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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Excellent customer services and easy to use PayPal s...

5
Excellent customer services and easy to use PayPal services. Reviewed on: 18th April 2026

Never an issue to send and recieve money from vendor...

5
Never an issue to send and recieve money from vendors or between people. An ease to split monthly payments Reviewed on: 18th April 2026

Definitely recommend paypay

5
Been very reliable for me and has helped me afford things and being able to pay it back as I can. Reviewed on: 18th April 2026

PayPal is exalent and staff friendly and happy to he...

5
PayPal is exalent and staff friendly and happy to help you with financial advice Reviewed on: 18th April 2026

PayPal support have been helpful

5
PayPal have supported me and helped me receive my full refund during a time when I felt uncertain regarding an eBay seller. Reviewed on: 18th April 2026

The simplest way to shop, the many ways to pay and i...

5
The simplest to shop, the many ways to pay and if I have a dispute it’s sorted quickly and efficiently. I love the new features with points on spending and the availability of a debit card. The 3 month instalment feature really helps to manage my spending and I find that suits me well. PayPal is really becoming more convenient with ways to pay I love it! I haven’t had a bad experience with PayPal in all the time I’ve had an account with them. Being secure conscious online with purchases I tend you use it more than any other platform. Reviewed on: 18th April 2026

Best experience with paypal i love every time using it

5
Best experience i love to use paypal bank Reviewed on: 18th April 2026

Very easy to use.

5
Very easy to use. Safe , secure reliable. Reviewed on: 18th April 2026

Hassle free service.

5
Hassle free service. Great customer service. Every thing is quick and easy. Makes buy online so much easier, with peace of mind. Reviewed on: 18th April 2026

Convenient and easy to use

5
Convenient and easy to use, competitive rates and easy to access details Reviewed on: 18th April 2026

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