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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Interest free credit isn't interest free

Interest free credit isn't interest free you have to pay 3% on it every month Reviewed on: 18th April 2026

Easy to set up and fairly priced

Easy to set up and fairly priced Reviewed on: 18th April 2026

Brilliant for unexpected purchases

Brilliant for unexpected purchases Reviewed on: 18th April 2026

PayPal credit is easy and a convenient way to purcha...

PayPal credit is easy and a convenient way to purchase items . And lots of shops except it Reviewed on: 18th April 2026

I am grateful for the credit amount.

I am grateful for the credit amount. Reviewed on: 18th April 2026

PayPal credit is easy to navigate

PayPal credit is easy to navigate Reviewed on: 18th April 2026

Paypal/Payfriend

Feeling of safety/security if paying with Paypal Credit Card Reviewed on: 18th April 2026

Useful options to pay later, great app, I like the c...

Useful options to pay later, great app, I like the cashback options, although the tier structure is too extreme. Reviewed on: 18th April 2026

Very happy as you get 4 months to pay for your purch...

Very happy as you get 4 months to pay for your purchases which is so helpful. No need to worry about interest rate as much as with other credit cards. Can be used on anything. Reviewed on: 18th April 2026

Fantastic customer service,good comunications

Fantastic customer service,good comunications Reviewed on: 18th April 2026

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