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PayPal: PayPal Credit reviews

4.90
Based on 111,286 reviews, last reviewed 20th May 2026
2787350% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth transactions and always good to know PayPal h... Smooth transactions and always good to know PayPal has got our back Reviewed on: 20th May 2026
Justin H's avatar
Justin H

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111286)

Excellent services all round.

5
Excellent services all round. Effective plus efficient Reviewed on: 7th May 2026

Always on the spot, interest free credit facilities,...

5
Always on the spot, interest free credit facilities, easy repayment. Now started card which will be more helpful Reviewed on: 7th May 2026

Easy to use

5
Easy to use, it’s there when I need it Reviewed on: 7th May 2026

I love Paypal credit.

5
I love Paypal credit as I am on a really tight budget. It allows me to buy the things I need for my home and family in easy manageable payments and so far I've not paid one penny in interest Reviewed on: 7th May 2026

Very good expenditure I feel secure when I make paym...

5
Very good expenditure I feel secure when I make payment vi's paypal Reviewed on: 7th May 2026

highly reccomenddd

5
great service , easy access, safe account, Reviewed on: 7th May 2026

It’s laid out so easy which makes it so easy to keep...

5
It’s laid out so easy which makes it so easy to keep on top of payments Reviewed on: 7th May 2026

Very suitable for online transactions without puttin...

5
Very suitable for online transactions without putting yourself at risk. Reviewed on: 7th May 2026

Hard to process payments.

5
Hard to process payments. Tried multiple times to process bill but not working Reviewed on: 7th May 2026

I like how my purchases are covered with PayPal.

5
I like how my purchases are covered with PayPal. Reviewed on: 7th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review