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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180908)

Absolutely fantastic company to deal with always res...

5
Absolutely fantastic company to deal with always resolve any issues & always amazing customer service that are always on hand to resolve any problems Reviewed on: 8th July 2026

Easy to use with a selection of different payment me...

5
Easy to use with a selection of different payment methods. Always kept informed of balance and easy to use App/website. Reviewed on: 8th July 2026

Very easy to use and can really help out when you ar...

5
Very easy to use and can really help out when you are in a pinch Reviewed on: 8th July 2026

So far so good.

5
So far so good. Never had an issue. Reviewed on: 8th July 2026

Easy to use and navigate

5
PayPal credit is very easy to use and maintain. The layout is very user friendly and any time I have had to deal with customer services they have been polite and helpful. Reviewed on: 8th July 2026

Its been very excellent.

5
Its been very excellent., i cant ask for more. Reviewed on: 8th July 2026

They give me money to buy stuff which I want and I...

5
They give me money to buy stuff which I want and I need it and I can pay it back with 0% interest after 3 months that's a great deal when people don't want to spend big money straight away and keep some for emergencies just in case. Reviewed on: 8th July 2026

Helpful during emergencie

4
It’s very helpful in times of financial emergencies, though I would say that the interest in PayPal credit is a bit high Reviewed on: 8th July 2026

pay in 3 and paypal credit is great it allows me to...

5
pay in 3 and paypal credit is great it allows me to spread out payments with no interest; only improvement for paypal credit is to have an option to direct debit payments but split evenly Reviewed on: 8th July 2026

Paypal is easy to use with clear support when required.

5
Paypal is easy to use with clear support when required. Reviewed on: 8th July 2026

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