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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180909 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180909)

Paypal is easy to use with clear support when required.

Paypal is easy to use with clear support when required. Reviewed on: 8th July 2026

I can’t complain about PayPal.

I can’t complain about PayPal. Fast, secure, realible, kind, trustfully services. Reviewed on: 8th July 2026

Online System

PayPal is an easy to use online system, with easy access to financial facilities. Good notification feedback. Reviewed on: 8th July 2026

Anonymous

An easy app to follow with good offers Reviewed on: 8th July 2026

Easy to use, excellent communication, and feels safe...

Easy to use, excellent communication, and feels safer to use. Would recommend to anyone especially if you shop online. Reviewed on: 8th July 2026

Trusted and Reliable service

Pay in 3, and PayPal service are trusted and reliable, Reviewed on: 8th July 2026

Family holiday made possible by Paypal Credit

I have used this really successfully to buy a family holiday in January that we then took 4 months to save for and paid off when the interest free expired.... made the whole thing possible for us Reviewed on: 8th July 2026

Never had any issues have been using them for over 1...

Never had any issues have been using them for over 14 years! Very helpful when things go wrong! Reviewed on: 8th July 2026

I absolutely love this option, I can get amazing cas...

I absolutely love this option, I can get amazing cash back offer with my American express card or my Barclays card and even the Gains gift cards. HOWEVER, this PayPal credit if you spend over £99 allows you to pay it off in 4 month with zero interest! Over this summer period when I'm getting offered to go here, there and everywhere it's making sure that I can make my wages go that much further, I don't feel like I'm missing out. When I work overtime, I can then make an overpayment without the worry of paying interest. It is by far the best thing ever! Highly recommend! Reviewed on: 8th July 2026

Really helpful and reliable.

Really helpful and reliable. It is easy to manage my account thanks to their clear statements and information. Reviewed on: 8th July 2026

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