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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180911 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180911)

I absolutely love this option, I can get amazing cas...

I absolutely love this option, I can get amazing cash back offer with my American express card or my Barclays card and even the Gains gift cards. HOWEVER, this PayPal credit if you spend over £99 allows you to pay it off in 4 month with zero interest! Over this summer period when I'm getting offered to go here, there and everywhere it's making sure that I can make my wages go that much further, I don't feel like I'm missing out. When I work overtime, I can then make an overpayment without the worry of paying interest. It is by far the best thing ever! Highly recommend! Reviewed on: 8th July 2026

Really helpful and reliable.

Really helpful and reliable. It is easy to manage my account thanks to their clear statements and information. Reviewed on: 8th July 2026

Easy to use- quick to set up - clear instructions

Easy to use- quick to set up - clear instructions Reviewed on: 8th July 2026

Easy, fast and reliable with low fees and reliable c...

Easy, fast and reliable with low fees and reliable customer service. Reviewed on: 8th July 2026

Easy to use PayPal to pay for anything

Easy to use PayPal to pay for anything Reviewed on: 8th July 2026

I have not had any issues been with paypal for 7 yea...

I have not had any issues been with paypal for 7 years . I love it. Reviewed on: 8th July 2026

PayPal: efficient, flexible and reliable!

PayPal allows for efficiency, flexibility and reliability. I am confident that any question U have will be dealt with through Chat or a real competent person! I am using PayPal more now that there are opportunities to do so. Reviewed on: 8th July 2026

My experience has been amazing.

My experience with PayPal has been amazing. It's fast, secure, and very easy to use for both sending and receiving payments. I've always found the service to be reliable, and the customer support has been helpful whenever I've needed assistance. Overall, it's been a great experience, and I'd definitely recommend PayPal to others. Reviewed on: 8th July 2026

Pay in three

Use the pay in three regularly, also four payments interest free. I've had no negative experience using paypal Reviewed on: 8th July 2026

PayPal credit. Use it wisely and you’ll be fine.

PayPal credit, pay in 3 is great. I don’t like using my credit card as the generation I’m from knows they’re ok if you pay them all in one month, however PayPal allows me to pay off over 3 months without breaking a sweat. Of course it doesn’t mean you go crazy and just finance multiple purchases at the same time as this can lead to a false sense of entitlement and security which ain’t good if you’re poorly managing your finances. Use it wisely and PayPal credit is a joy Reviewed on: 8th July 2026

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