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PayPal: PayPal Credit reviews

4.90
Based on 111,355 reviews, last reviewed 20th May 2026
2790500% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has become my preferred credit company as 4 month... It has become my preferred credit company as 4 months is the perfect period to pay back at 0 percent. Another company I have used for over 40 years is... Read more Reviewed on: 20th May 2026
Jamie F's avatar
Jamie F

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111355)

Been a good service havent needed to use custmour se...

5
Been a good service havent needed to use custmour service as ap is so easy to use and mange account. Reviewed on: 7th May 2026

Helpful financing options.

5
Pay later interest free and pay in 3 payment deals very helpful. Have used many a time and have even recently got my credit card in physical form! Reviewed on: 7th May 2026

Easy to use easy to set up all round good...

5
Easy to use easy to set up all round good service Reviewed on: 7th May 2026

Very user friendly and easy to understand

5
Very user friendly and easy to understand Reviewed on: 7th May 2026

Very easy to use.

5
Very easy to use. Fast customer service Reviewed on: 7th May 2026

Flawless easy to use it there when you need it.

5
Flawless easy to use it there when you need it. Smoth transactions Reviewed on: 7th May 2026

Always covered

5
I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026

I had a great customer service experience whereby my...

5
I had a great customer service experience whereby my query was answered and resolved by extremely quickly Reviewed on: 7th May 2026

Nice to use abreakdown for a larger bill when money...

5
Nice to use abreakdown for a larger bill when money is tight Reviewed on: 7th May 2026

Never had a problem.

5
Never had a problem. Comes in handy Reviewed on: 7th May 2026

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