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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180913 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180913)

Pay in three

Use the pay in three regularly, also four payments interest free. I've had no negative experience using paypal Reviewed on: 8th July 2026

PayPal credit. Use it wisely and you’ll be fine.

PayPal credit, pay in 3 is great. I don’t like using my credit card as the generation I’m from knows they’re ok if you pay them all in one month, however PayPal allows me to pay off over 3 months without breaking a sweat. Of course it doesn’t mean you go crazy and just finance multiple purchases at the same time as this can lead to a false sense of entitlement and security which ain’t good if you’re poorly managing your finances. Use it wisely and PayPal credit is a joy Reviewed on: 8th July 2026

Fantastic Way to Pay

Used PayPal credit for many purchases and I am amazed by the ease it gives by having 4 months interest free flexibility. It is also very easy to pay towards credit from the app and the regular reminders and statements help keep on track. Accepted by all the retailers, PayPal has come a really long way. I have been with them since 2012 and really liking the additions and improvements they are bringing. Reviewed on: 8th July 2026

Always there when I need it.

Always there when I need it. I cannot think of anything else to say. Reviewed on: 8th July 2026

PayPal credit is really easy and helpful.

PayPal credit is really easy and helpful. Can’t recommend enough Reviewed on: 8th July 2026

Perfect PayPal

I’ve never had any issues with PayPal and it’s such an amazing service to access. Reviewed on: 8th July 2026

Paypal credit has been extremely helpful in making m...

Paypal credit has been extremely helpful in making my bulk purchases. And the service so far is excellent Reviewed on: 8th July 2026

I am very old costumer started from beginning.

I am very old costumer started from beginning. PayPal was very simple application, now improves to very good quality payment methods and is giving a lot of options to the customers. Thanks PayPal Reviewed on: 8th July 2026

Fair play paypal

Always a good experience using PayPal fantastic way to pay businesses and family .The credit facilities are perfect for paying for essentials when cash is tight. Reviewed on: 8th July 2026

I have been using PayPal credit for years

I have been using PayPal credit for years, there's a level of security its always given me that let's me spend with confidence. Reviewed on: 8th July 2026

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