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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,144 reviews, last reviewed 8th Sep 2026
42% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026
anne maxwell's avatar
anne maxwell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181145)

Very good experience, customer service!

5
Very good experience, customer service! Reviewed on: 18th April 2026
Marc M's avatar
Marc M

Payments

5
Everything is fine, but there could be more payments that could be divided into four installments. Reviewed on: 18th April 2026
Maniek's avatar
Maniek

PayPal credit

5
Easy to use, love the app and able to find everything I need from there. Reviewed on: 18th April 2026
Samantha S's avatar
Samantha S

A PayPal Account is simply the best way to Pay

5
I only ever pay online with my very safe PayPal accounts which I have had for years. Reviewed on: 18th April 2026
Joe H's avatar
Joe H

Great customer service, wouldpaypalapphighlyrecommend.

5
Great customer service, wouldhighlyrecommend. Simple to use when buying online and feels very safe too, the app is so easy to use . Reviewed on: 18th April 2026
Sharon downes's avatar
Sharon downes

Never had a bad experience, good to have this servic...

5
Never had a bad experience, good to have this service when emergencies arise and know can use this service Reviewed on: 18th April 2026
Anamarie C's avatar
Anamarie C

Safest way to make payments and so easy to use...

5
Safest way to make payments and so easy to use Reviewed on: 18th April 2026
Gaynor Wake's avatar
Gaynor Wake

Love the ability to spread payments over several months

5
Love the ability to spread payments over several months Reviewed on: 18th April 2026
Kev Taylor's avatar
Kev Taylor

Everything just works.

5
Everything just works. Introduction of the card makes everything super easy as before you could only use it online. Reviewed on: 18th April 2026
Kris 's avatar
Kris

Great allrounder

5
I’ve used PayPal for many years now always been a good service the app is very easy to navigate and customer service is always ready to assist with great staff Reviewed on: 18th April 2026
Darren C's avatar
Darren C

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