Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Very clear app, well laid out.

Very clear app, well laid out. Fantastic range of financial services and online protection. Reviewed on: 18th April 2026

Good payment options.

Good payment options. Good credit facility. Poor customer response. Difficult to get individual feedback Reviewed on: 18th April 2026

Everything perfect.

Everything perfect. Always so easy to use. Will recommend Reviewed on: 18th April 2026

Pay with PayPal and sleep peacefully

I like that they monitor delivery, if I have problems with the seller, Pay Pal resolves the case without my presence regarding the refund, and many other benefits. Reviewed on: 18th April 2026

Reliable

Wouldn't use anything else for online transactions, a very reasonable service. Reviewed on: 18th April 2026

Just gets better and better

I have PayPal for many years and it just gets better and better. Choices for budgeting those necessary big items that crop up and also those fun things we need in life. Reviewed on: 18th April 2026

Mr radev

The best one , I’m very happy using PayPal Reviewed on: 18th April 2026

Been on PayPal for many many years using it for buyi...

Been on PayPal for many many years using it for buying and selling, sending love ones money it's always been a great system. Recently even getting the new debit card which I use instead now for my daily out about life. Reviewed on: 18th April 2026

Never had any problems very pleased

Never had any problems very pleased Reviewed on: 18th April 2026

Very good experience .

I been with paypal over the years and iit’s is always easy to ise Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub