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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to pay

It’s just Easy and simple to pay Reviewed on: 18th April 2026

Never had any issues, been really helpful if product...

Never had any issues, been really helpful if products from sellers haven’t turned up to then try to help get my money back. Reviewed on: 18th April 2026

0% for four months Has helped me a lot.

0% for four months Has helped me a lot. Making the payments back are now quick and easy with the PayPal debit card which also has its own perks. You can link the credit card to your Apple Pay which works really well for me. Reviewed on: 18th April 2026

I like PayPal.

I like PayPal it's a good way to send and receive moneys Reviewed on: 18th April 2026

Advantages of PayPal

I've used PayPal credit for some time and it's been invaluable in purchasing expensive items eg fridge on credit. I would definitely recommend Reviewed on: 18th April 2026

Paypal helped me when i needed the mist.

Paypal helped me when i needed the mist. Reviewed on: 18th April 2026

Easy checkout made convenient with Paypal Credit.

Easy checkout made convenient with Paypal Credit. Reviewed on: 18th April 2026

Very easy to use with automated repayments, good com...

Very easy to use with automated repayments, good communications and digital app. Reviewed on: 18th April 2026

Credit card offer amazing 4 months interest free gav...

Credit card offer amazing 4 months interest free gave me a hand at a difficult time Reviewed on: 18th April 2026

Easy and simple to use.

Easy and simple to use.l would highly recommend Reviewed on: 18th April 2026

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