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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to use and track spending.

Easy to use and track spending. Flexible options Reviewed on: 18th April 2026

Paypal - my thoughts as a customer.

Easy to use and rarely an issue. Simple access to money and loans. Would strongly recommend for using with online purchases. Few charges and a good ability to make payments work for me, depending on the date I want to make them. Reviewed on: 18th April 2026

Fast, Secure, and Widely Trusted

PayPal is one of the most convenient payment platforms for sending money, shopping online, and paying in multiple currencies, with strong security features and broad acceptance across websites and merchants. It also offers buyer protection for eligible purchases, which makes it especially useful for online shopping. Reviewed on: 18th April 2026

Always used paypal credit.

Always used paypal credit. Set up direct debit and dont have to worry. Reviewed on: 18th April 2026

Paypal are just the best!

Paypal have always provided a variety of payment options which have proved very useful. They deal with queries efficiently and quickly. It is always easy to contact them and they are very professional in their aporoach to customers. Reviewed on: 18th April 2026

Superb Experience, easy to use, even fully supportiv...

Superb Experience, easy to use, even fully supportive during refunds and returns when products maybe haven’t been listed entirely genuinely or correctly on a company website. Would highly recommend! Reviewed on: 18th April 2026

Easy setup

Easy setup, allow me to quickly set when I needed Reviewed on: 18th April 2026

Life Saver

PayPal credit has been a life saver to help me split down large investment purchases, meaning I can make use of the 4 months 0% interest and mange my money more effectively. Reviewed on: 18th April 2026

I want to cancel my credit limit but can't find...

I want to cancel my credit limit but can't find option Reviewed on: 18th April 2026

Good, the word of the gods.

Good, very good. Almost too good. But still good. Not bad, not great, good. Good is the word I would use to describe it. No other word would do on this current context. Maybe on another life I would use another word. But who am I to play god? No, not god. Good. A slight slip of the tounge there perchance? No, no.... Good is the word I would use. Reviewed on: 18th April 2026

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