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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal is really easy to use and convenient.

PayPal is really easy to use and convenient. It makes me feel safe when shopping online. Reviewed on: 18th April 2026

Excellent and safe way to buy item’s online

Excellent and safe way to buy item’s online Reviewed on: 18th April 2026

I love the PayPal services and happy to use for flex...

I love the PayPal services and happy to use for flexibility. Reviewed on: 18th April 2026

Great Product

Very easy to use and understand straightforward and very easy to access Reviewed on: 18th April 2026

I find the app easy to use

I find the app easy to use, borrowing and paying back is easy too. Ive never had an issue with paypal. Reviewed on: 18th April 2026

Easy old man to use for me I’m an old man

Easy to use for me I’m an old man Reviewed on: 18th April 2026

Very convenient, and easy to use.

Very convenient, and easy to use. Reviewed on: 18th April 2026

Good service not bad better than another company

Good service not bad better than another company Reviewed on: 18th April 2026

I use PayPal Credit as my go to when I find somethin...

I use PayPal Credit as my go to when I find something I like. The pay in 3 option is great, spread cost over 3 equal payments. The 4 months interest free helps me to buy an item knowing I'm not paying any interest on it. Reviewed on: 18th April 2026

Easy to use and track payments

Easy to use and the app is great for keeping you in track with your payments. Reviewed on: 18th April 2026

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