Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Very good and excellent service a very good app to m...

Very good and excellent service a very good app to make the daily life payments Reviewed on: 18th April 2026

Security &privacy, purchase protection,speed,split p...

Security &privacy, purchase protection,speed,split payments. Reviewed on: 18th April 2026

Very good.

Very good. Very easy to used and time to pay Reviewed on: 18th April 2026

The services they offer are very straightforward but...

The services they offer are very straightforward but It would good if we can use our credicard to pay for the balance to earn some points Reviewed on: 18th April 2026

Absolutely outstanding.

Absolutely outstanding. PayPal has completely defined what seamless online payments should feel like. Every transaction is fast, secure, and effortless — it just works, every single time. The level of reliability and ease of use is genuinely impressive, and it’s clear a lot of thought has gone into making the experience smooth and stress-free. Easily one of the most dependable platforms out there. Highly recommended! Reviewed on: 18th April 2026

Simple, affordable and quick to apply.

Simple, affordable and quick to apply. Reviewed on: 18th April 2026

Benefits for doing what I do anyway!

Benefits for doing what I do anyway! What’s not to love? Reviewed on: 18th April 2026

Makes shopping a secure experience, no hassle and ba...

Makes shopping a secure experience, no hassle and basicly a money back guarantee. Reviewed on: 18th April 2026

PayPal Plus Scheme - welcome addition

I think the PayPal plus scheme is an excellent addition to reward customers. Reviewed on: 18th April 2026

Grt service and it very good to buy the stuff and sp...

Grt service and it very good to buy the stuff and split in 4 month concept is good Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101303 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub