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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great service, handy payments.

Great service, handy payments. There when I need it. Reviewed on: 18th April 2026

Best and the safest way to buy anything online

Best and the safest way to buy anything online Reviewed on: 18th April 2026

PayPal credit payments need updating

Love it, but would love to be able to transfer money into PayPal balance and then pay off my PayPal credit card with the money I’ve sent to my PayPal balance account. Reviewed on: 18th April 2026

Most needed in urgent situation paypal is a good cre...

Most needed in urgent situation paypal is a good credit to use in stores and for personal needs Reviewed on: 18th April 2026

Paypal has made purchases easier

Paypal has made my purchases easy with the interest free option for 4months gives you the flexibility to plan and pay off what you owe. Im able to make payments when abroad with both my credit and debit card. Reviewed on: 18th April 2026

It is very convinient and useful service.

It is very convinient and useful service. Reviewed on: 18th April 2026

Quick and secure payment

Very easy to set up a credit, and good options for repayments Reviewed on: 18th April 2026

Reliable

Never experienced any issues, service is fast and available in most online shops. Reviewed on: 18th April 2026

Very good o forgot payment and I recieved a call th...

Very good o forgot payment and I recieved a call that i am about to miss my payment which will affect my credit history so I made the payment on spot and avoided any extra charge and adverse affect on my credit history. Reviewed on: 18th April 2026

Excellent service overall and I am happy about all t...

Excellent service overall and I am happy about all the services. Reviewed on: 18th April 2026

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