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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal is easy to use and good at paying people in d...

PayPal is easy to use and good at paying people in different currencies and does it all for you Reviewed on: 18th April 2026

Never had a problem use weekly!

Never had a problem use weekly, easily the best thing i signed upto years ago. Reviewed on: 18th April 2026

Good credit facility and can receive dollars

Good credit facility and can receive dollars Reviewed on: 18th April 2026

Great service and excellent customer service

Great service and excellent customer service Reviewed on: 18th April 2026

Love it, service very good, costumer service always...

Love it, service very good, costumer service always helpful, 3 payment very helpful Reviewed on: 18th April 2026

Learning made exciting working with my money.

I had a problem with my account & my husband helped me go step by step. It was clear & we solved a problem in the middle of the night without having to contact anyone.. Through this’s process, I have discovered better was of controlling my spending. I’m excited to learn more & it all here in the PayPal app. Reviewed on: 18th April 2026

I struggle mainly with Christmas.

I struggle mainly with Christmas. I use PayPal when I’m having financial difficulties, and we can opt for the buy now pay later option. I would be lost with out it! Reviewed on: 18th April 2026

Great service.

Great service. Very secure payments Reviewed on: 18th April 2026

Easy application, good limits and offers.

Easy application, good limits and offers. Also customer service have been great any time I’ve needed to get in touch. Reviewed on: 18th April 2026

Great customer service all around

Great customer service all around Reviewed on: 18th April 2026

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