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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,704 reviews, last reviewed 10th Jun 2026
3769200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use Easy to use World wide Access Fund support on credit Reviewed on: 10th June 2026
Jerin 's avatar
Jerin

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132704)

PayPal works for me the credit is good value they of...

5
PayPal works for me the credit is good value they offer nice interest free periods and pay in three Reviewed on: 8th June 2026
James G's avatar
James G

Great service and excellent new features!

5
Great service and excellent new features! I've been using PayPal Credit for a while now and I’m really happy with their offers. They provide great flexibility. Plus, the ability to use the PayPal credit card now is a fantastic addition. It makes managing my payments and making purchases so much easier. Highly recommend it to anyone looking for a reliable credit option! Reviewed on: 8th June 2026
Dawid P's avatar
Dawid P

PayPal credit has really helped me raise my credit s...

5
PayPal credit has really helped me raise my credit score Reviewed on: 8th June 2026
Charlotte Y's avatar
Charlotte Y

Reliable and trustworthy as always

5
Always consistent and trustworthy, good app and well respected Reviewed on: 8th June 2026
Jonathan P's avatar
Jonathan P

I have no issues with PayPal, they have been GREAT!

5
I have no issues with PayPal, they have been GREAT! Reviewed on: 8th June 2026
Rob 's avatar
Rob

Never had any issues with paypal.

5
Never had any issues with paypal. Easy to use and provides a range of options when paying for items. Reviewed on: 8th June 2026
Cw's avatar
Cw

Always efficient.

5
Always efficient. Refunds paid quickly Reviewed on: 8th June 2026
Pongo's avatar
Pongo

Usually pretty good but

4
Usually pretty good but I have had it where they could have backed me better when a dispute was quite clearly in my favour, And the breakdown of what has been used isn't great. Other than that, good service Reviewed on: 8th June 2026
Smule's avatar
Smule

Easy to use.

5
Easy to use. Convenient. Compatible. Reviewed on: 8th June 2026
Derran J's avatar
Derran J

A bit of security buying online

5
A bit of security buying online, confidence to purchase. Reviewed on: 8th June 2026
mummypig's avatar
mummypig

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