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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Love using PayPal.

Love using PayPal. Will only buy from sites that accept PayPal Reviewed on: 17th April 2026

Paypal over traditional credit and debit cards

Prefer PayPal to using traditional credit cards. 0% 4 month instalments help me manage big purchases and spread the cost for various things. Enjoying the new debit and credit card features that just make it easy to pay for things in-store so it’s not just limited to online anymore. Have recently started earning points as well so excited to see how this will benefit future purchases. Reviewed on: 17th April 2026

Very good company, help me get paypal credit.

Very good company, help me get paypal credit. and the staff are a great help! Reviewed on: 17th April 2026

I found it really easy to get my credit and really e...

I found it really easy to get my credit and really easy to use the PayPal App overall I am totally made up, I have both credit and debit cards now with PayPal Reviewed on: 17th April 2026

Love the 4 month free credit, The benefit for me is...

Love the 4 month free credit, The benefit for me is as follow: secure payment for goods, 4 months free interest, convenience, wide acceptance and incentive to pay off quickly. Reviewed on: 17th April 2026

Never have any issues with incorrect payments or ref...

Never have any issues with incorrect payments or refunds. The most convenient way to buy things on line Reviewed on: 17th April 2026

So easy to use.......

Quick and easy to use - need a balance?.....no problem there it is...PayPal works wonderfully to help you manage your money Reviewed on: 17th April 2026

Easy to use and I feel secure with transactions made

Easy to use and I feel secure with transactions made Reviewed on: 17th April 2026

PayPal. A first class service.

PayPal have made it easier to make quick, secure transactions online that I have used for many years. Pay in 3, PayPal credit 0% for 4 months, all first class services. Reviewed on: 17th April 2026

The best

Is brilliant is helping me very much Reviewed on: 17th April 2026

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