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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Love the experience

Love the experience the layout and customer service Reviewed on: 17th April 2026

I like paypal.

I like paypal. Easy to used.never had a broblem. Reviewed on: 17th April 2026

Easy to use and good APR rates.

Easy to use and good APR rates. Never had a problem with PayPal Reviewed on: 17th April 2026

My experience has been great.

My experience has been great. Paypal is stress free and easy to you Reviewed on: 17th April 2026

Helps me to pay for more expensive items over time,...

Helps me to pay for more expensive items over time, even with my bad credit. Reviewed on: 17th April 2026

Used paypal for years.

Used paypal for years. Trusted and reliable, gives me peace of mind. I like how secure my account is and the 0% interest offers are helpful. The benefit of a physical credit card has also been a big bonus for me. Reviewed on: 17th April 2026

Not had any issues, so easy to use.

Not had any issues, so easy to use. Reviewed on: 17th April 2026

Secure and feel comfortable buying anything with out...

Secure and feel comfortable buying anything with out feeling fear of getting scammed Reviewed on: 17th April 2026

I used PayPal credit to purchase a robot mower, as i...

I used PayPal credit to purchase a robot mower, as it meant I can pay it off over 3 months interest free. The only thing I don’t like is that if i make a payment towards my balance amount on my debit card it takes up to 5 days to come out of my bank account, so that can be a surprise when you assume the money’s come out already. Reviewed on: 17th April 2026

Excellent way of paying.

Excellent way of paying. Always used Reviewed on: 17th April 2026

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