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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Stars of Finance Retail

Always used paypal and they are reliable and great to use Reviewed on: 17th April 2026

Great for emergency purchases and plenty of interest...

Great for emergency purchases and plenty of interest free time to pay it back Reviewed on: 17th April 2026

Absolutely 100% hassle free .

Absolutely 100% hassle free . Easy to manage on the app highly recommended! Reviewed on: 17th April 2026

Easy to use app. Good customer service

Easy to use app. Good customer service Reviewed on: 17th April 2026

Great offers and rewards with the paypal debit card...

Great offers and rewards with the paypal debit card and the credit card. Reviewed on: 17th April 2026

Direct. Simple. Effective.

Love the pay in three, really helps getting things which are both wanted and needed and without interest. My mother uses the app from time to time to transfer money to me as she says that it is easier than internet banking. She is 62 and that says a lot. Reviewed on: 17th April 2026

Thanks paypal working ecselences

Thanks paypal working ecselences Reviewed on: 17th April 2026

PayPal is fast and reliable.

PayPal is fast and reliable. One of the major factors for me is that it is secure. Reviewed on: 17th April 2026

Fantastic Service

If ever you have an questions or issues your able to get answers quickly and efficiently Reviewed on: 17th April 2026

Easy to use!

It’s such an easy method to use for credit. Easy to pay off and easy to know when statement due Reviewed on: 17th April 2026

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